Official and nonprofit resources

Free foreclosure help in New York

New York homeowners can contact the Homeowner Protection Program for free housing counseling and legal-services referrals. Availability and eligibility vary, so use the official program and verify the organization before sharing private information.

Request a case review โ†’

Call the official homeowner hotline

The New York Homeowner Protection Program lists the hotline 1-855-HOME-456 (1-855-466-3456) and connects homeowners with nonprofit housing counseling and legal-services organizations.

Free help does not mean guaranteed results

A counselor or attorney can explain the available assistance and any eligibility requirements. No organization can honestly guarantee a modification, court result or that a home will be saved.

Urgent court dates need urgent attention

A website request does not pause a deadline or auction. If a court appearance, response date or sale is close, contact a New York-licensed attorney or official legal-services provider immediately.

Information to gather

  • Call 1-855-466-3456
  • Visit HomeownerHelpNY.com
  • Gather every court and mortgage document
  • Ask whether services are free and whether you qualify
  • Do not pay anyone promising a guaranteed result
Important: Foreclosure Case Review provides general information and reviews available public records. It is not a law firm and does not provide legal advice. A request does not create an attorney-client relationship, file a court response or pause any deadline. For an urgent deadline, auction or court appearance, contact a New York-licensed attorney promptly.

Official information: New York DFS official homeowner resources.