Questions to discuss

Foreclosure options New York homeowners may ask about

No website can decide the right option from a court docket alone. A homeowner's income, loan, equity, goals, deadlines and eligibility all matter. Qualified professionals should evaluate the situation.

Request a case review โ†’

Trying to keep the home

Homeowners may ask the servicer, a housing counselor or an attorney about repayment, modification or other loss-mitigation possibilities. Approval is not guaranteed.

Considering a sale or another resolution

Depending on the facts, homeowners may discuss a regular sale, short sale, deed in lieu or other negotiated resolution with qualified professionals.

When a case or sale is already pending

Court dates and auction information increase urgency. A public-record review can organize information, but legal strategy and filings belong with a licensed attorney.

Information to gather

  • Stay in the home
  • Understand the current case stage
  • Discuss servicer programs
  • Explore a sale
  • Speak with a housing counselor or attorney
Important: Foreclosure Case Review provides general information and reviews available public records. It is not a law firm and does not provide legal advice. A request does not create an attorney-client relationship, file a court response or pause any deadline. For an urgent deadline, auction or court appearance, contact a New York-licensed attorney promptly.

Official information: New York DFS homeowner options and resources.