A practical place to start

Foreclosure help in New York: start with the facts

Foreclosure help should begin with the facts of the situation. Identify whether you have missed-payment notices, a 90-day notice, filed court papers, a settlement conference, a judgment or a sale notice, then use qualified help for any legal decision.

Request a case review โ†’

If a foreclosure case has been filed

Gather the county, complete index number and year, plaintiff and defendant names, property address and every deadline or court date. These details help identify the correct public record.

If you only have mortgage notices

Keep every letter, call the mortgage servicer using a verified number and ask a nonprofit housing counselor or licensed attorney about the available next steps.

Use the right kind of help

A public-record review can organize case information. Legal advice, defenses, court filings and representation must come from a New York-licensed attorney or an authorized legal-services provider.

Information to gather

  • Mortgage and servicer notices
  • Complete index number and county
  • Homeowner and property information
  • Court dates and deadlines
  • Income and hardship documents
Important: Foreclosure Case Review provides general information and reviews available public records. It is not a law firm and does not provide legal advice. A request does not create an attorney-client relationship, file a court response or pause any deadline. For an urgent deadline, auction or court appearance, contact a New York-licensed attorney promptly.

Official information: New York Department of Financial Services homeowner help.