If a foreclosure case has been filed
Gather the county, complete index number and year, plaintiff and defendant names, property address and every deadline or court date. These details help identify the correct public record.
If you only have mortgage notices
Keep every letter, call the mortgage servicer using a verified number and ask a nonprofit housing counselor or licensed attorney about the available next steps.
Use the right kind of help
A public-record review can organize case information. Legal advice, defenses, court filings and representation must come from a New York-licensed attorney or an authorized legal-services provider.
Information to gather
- Mortgage and servicer notices
- Complete index number and county
- Homeowner and property information
- Court dates and deadlines
- Income and hardship documents
Official information: New York Department of Financial Services homeowner help.