Nassau and Suffolk homeowners

Foreclosure help on Long Island: where to begin

The right starting point depends on what has happened: missed payments, a pre-foreclosure notice, a filed case, a court conference or a scheduled sale. Do not ignore mail from the lender, servicer or court.

Request a case review โ†’

If you have court papers

Locate the county, full index number and year, plaintiff, defendant name and property address. Record every court date or deadline shown on the papers.

If you do not have an index number

Use the homeowner name, complete property address and county. A case may not have been filed yet, or locating the correct record may require manual verification.

Get qualified help when action is required

New York Courts and the Department of Financial Services direct homeowners to attorneys and nonprofit housing counselors for legal rights, defenses, negotiations and urgent deadlines.

Information to gather

  • Keep copies of every letter and court paper
  • Contact the mortgage servicer
  • Do not miss court appearances or response dates
  • Use free or low-cost housing and legal resources when available
Important: Foreclosure Case Review provides general information and reviews available public records. It is not a law firm and does not provide legal advice. A request does not create an attorney-client relationship, file a court response or pause any deadline. For an urgent deadline, auction or court appearance, contact a New York-licensed attorney promptly.

Official information: New York Department of Financial Services homeowner resources.