If you have court papers
Locate the county, full index number and year, plaintiff, defendant name and property address. Record every court date or deadline shown on the papers.
If you do not have an index number
Use the homeowner name, complete property address and county. A case may not have been filed yet, or locating the correct record may require manual verification.
Get qualified help when action is required
New York Courts and the Department of Financial Services direct homeowners to attorneys and nonprofit housing counselors for legal rights, defenses, negotiations and urgent deadlines.
Information to gather
- Keep copies of every letter and court paper
- Contact the mortgage servicer
- Do not miss court appearances or response dates
- Use free or low-cost housing and legal resources when available
Official information: New York Department of Financial Services homeowner resources.